Title of document: Farmers’ access to credit in the Lao PDR

Authors/editor: NUOL & NAFRI

Journal’s name if any:

Ministry/Government Agency/Organisation: NUOL & NAFRI

Year of publication: 2019

Geographic focus: Lao PDR

Main issues/ topics addressed (for example: …)

School of agroecology (if any):

Web address to original document (if any): http://laofab.org/document/view/4237


This study evaluates the access to finance of three main agriculture activities including rice, pig, and maize. The main determinants of the access to finance experience in farming, education, land size and number of workers. Farmers with at least primary school education have a higher probability of obtaining credit than those who have no school attainment.

The analysis of farmer credit risk, based base on the 5 Cs principle, suggests that most farmers have a relatively high level of risk, which is likely to limit their access to credit…